Best credit card for new graduate

Are you a new graduate looking for a credit card that offers rewards and benefits without annual fees? Look no further than the Bilt Credit Card by Wells Fargo! This credit card is specifically designed for students and new graduates who are looking to pay their rent and earn travel points at the same time. In this article, we will discuss the benefits of the Bilt Credit Card and why it might be the best credit card for new graduates.

Benefits of the Bilt Card

• • No Annual Fees!
  • No Fees for Paying Rent
  • Multiple Ways to Earn Points
    • 3x Points for Dining Out
    • 2x Points for Travel
    • 1x Points on Rent
    • Points Doubled for purchases on the First of Every Month (except for rent)
    • Trivia Games for Additional Points
    • Recommended Restaurants and Gyms – up to 5x points for dining at select restaurants.
  • Points Can Be Used Towards a Down Payment on a House
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Why is it the best credit card for new graduate?

No Annual Fees

One of the most appealing benefits of the Bilt Credit Card is that it does not charge any annual fees. As a new graduate, you are likely already burdened with student loans and other expenses. Having a credit card that does not require an annual fee can be a significant relief.

No Fees for Paying Rent

Another great feature of the Bilt Credit Card is that there are no fees for paying rent. This is especially helpful for new graduates who are just starting out and may not have a lot of disposable income. You can pay your rent with your credit card and earn points without incurring any additional fees.  You can use Venmo to pay or Bilt will send a check to your landlord.  If the landlord charges any fees, Bilt will cover the fee with no expense to you!

Multiple Ways to Earn Points

The Bilt Credit Card offers several ways to earn points. You can earn 3x points for dining out, 2x points for travel, and 1x points on rent. Additionally, your points are doubled on the first of every month, except for rent. The app also allows you to play trivia games to earn additional points on the first of the month. You can also earn points by going to recommended restaurants and gyms. These points can be redeemed for travel, merchandise, or even a down payment on a house.

Points Can Be Used Towards a Down Payment on a House

Speaking of down payments, one of the most unique benefits of the Bilt Credit Card is that your points can be used towards a down payment on a house. This is a great way to start building equity in your own home, even if you are just starting out in your career.

Who is Eligible for the Bilt Credit Card?

The Bilt Credit Card is designed for students and new graduates who are looking to build their credit and earn rewards. To be eligible for the card, you must be at least 18 years old and a legal resident of the United States. You must also have a valid social security number.

How to Apply for the Bilt Credit Card

To apply for the Bilt Credit Card, simply download the Bilt app and create an account. From there, you can apply for the credit card and begin earning rewards right away. The application process is quick and easy, and you can typically get a decision within minutes.

For those under 18, consider getting the BusyKid app and earn money by doing chores.